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What Is Commercial General Liability Insurance?

Commercial General Liability Insurance provides coverage for customer injuries, customer property damage, and lawsuits relating to both of these. It can help pay for immediate medical expenses as well as legal costs if an incident leads to a lawsuit. It’s usually the first policy small-business owners purchase because they often need it to sign commercial leases and client contracts.

What Does General Liability Insurance Cover?

  • Third-party injury lawsuits (including slip-and-fall)
  • Third-party property damage lawsuits
  • Product liability lawsuits
  • Libel, slander, and copyright infringement lawsuits
  • Professional errors
  • Employee injuries
  • Damage to your business property
  • Employee discrimination lawsuits
  • Fraud